Lease to Purchase Program
Dear Savvy Investors:

Our mission is to give back to the community through revitalizing neighborhoods and offering financing options for individuals that can't qualify for a mortgage through traditional sources.

Below is a sample of the information we provide to individuals that are candidates for our "Lease to Purchase Program" vs our "Rental Only Program" tailored for folks that only want to rent:
                                                                                               



Number of Years
Paying rent, your landlord receives:
With our program, your downpayment builds to:
1
  $8,400
$1,260
2
    $16,800
$2,520
3
    $25,200
$3,780
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''Shifting The Paradigm of Investing''
"American Dream Lease to Purchase Program"

Home ownership is the most stable and solid investment available today. We have helped many families realize the American Dream of home ownership by providing them with a flexible Lease to Purchase Program. Millions of honest, hard working Americans lack the near perfect credit that banks and mortgage companies require to buy a home. Our primary goal is to make the process of owning a home simple. By eliminating the need for banks and lending institutions, we have made it possible for ANYONE to fulfill their dream of becoming a home owner.


Don’t throw your rent away. Renting only helps your landlord.

At $700 per month rent:
   










     



With our program:

  • There are no real estate brokerage fees.
  • You can achieve home ownership while you repair your credit.
  • All of our homes are remodeled and/or renovated.
  • We have homes available throughout Mecklenburg County.
  • We tailor the program to suit your financial situation, making it easy for you to qualify.

Down Payment: You’ll need about 3% down payment. If you need down payment assistance, we can finance a portion of the down payment for qualified individuals.
Rent Credit: A portion (15%) of your rent payment each month goes towards your down payment. If your rent payment is $700, then $105 is credited to the down payment.     


Lease to Purchase Terms:

  • A 2-Year Lease will help you build your down payment up to 5% over a two-year period, which will make it easier to qualify to buy your home.
  • On time payments will provide you with a great reference for the bank, showing them you can make the payment consistently on a monthly basis.
  • Bonus: Down payments over 3% will be given an additional 50% down payment credit towards the purchase of home. For example, put down $3,000 additional and get  $1,500 additional, which equals total $4,500 down payment.
  • Owner Financing: We will consider owner financing for individuals who have 10-20% down on your new home.  Ask for details.


















Please find the below sample of Investment Properties:
Equity Ventures offers Investment Properties for Investors to either purchase and become the Owner or become the 1st Lien Holder as they build their portfolio's. 
Banks pay their investors 1.9% to 2.2% on CD's (Certificates of Deposit). They then lend that money out to new home owners on mortgages at 5% to 7%. They make the spread on what they pay on a CD and what they charge borrowers on mortgages and credit cards.
At Equity Ventures, we pay our investors secured/fixed rates up to five years. We also work with many investors who have IRA funds available, so they can take full advantage of tax-deferral status for retirement savings.
Position your portfolio now for solid returns backed by real assets worth more than the money you invested.
Attorney closing on every property. 


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Beautiful Church in Charlotte:

The acquisition of this Church offered by a Regional Charlotte Bank enabled Equity Ventures the opportunity to give back to the community and make a difference.
Adding this beautiful Church to our portfolio of properties has been a wonderful experience and the relationships we have developed in the process have been life changing.
"A special, thank you to Pastor L.R. Hamilton and his committed congregation….they have done a magnificent job with the Church."

Don't wait to buy real estate







Buy real estate and wait,
while it appreciates.